Consider Health Essential Limited Indemnity Medical if you:
1 Do not have adequate health insurance
2 Have health insurance with high deductibles or out-of-pocket expenses
3 Want to supplement the coverage you may have
 

Membership in Med Sense Guaranteed Association offers these outstanding features:
   Insurance Benefits
 
Bulate list Guaranteed Issue for members & their spouse's ages 18 through 64, and dependent children through age 26
Bulate list $1,000,000 Lifetime Maximum per Covered Person
Bulate list U.S. Citizenship not required, only U.S. residency for 12 consecutive months
Bulate list In-Hospital Daily Indemnity - Choice of $500, $750, $1,000 or $1,500 per day
Bulate list Surgery, Anesthesia, Lab, X-Ray, Wellness, Emergency Room and Ambulance benefits
Bulate list Doctor Office Visits benefit - Choice of $95 or $105 per visit, up to 5 visits per insured, per policy year
Bulate list Doctors Office Wellness Visit benefit - Choice of $95 or $105 for one visit
Bulate list Freedom to choose any doctor or hospital
Bulate list $2,000 Accidental Injury Medical Benefit
Bulate list $10,000 Accidental Death and Dismemberment
 
   Non-insurance Benefits
 
Bulate list Access to Beech Street PPO Network Savings
Bulate list MedCare USA Prescription Discount Card
Bulate list Vision Discounts
 
Your total membership cost consists of association information and awareness benefits, consumer savings and service programs, insurance coverage's, marketing and administration costs.

The Health Essential Plan series is available in all states except: AK, CT, KS, MD, ME, MT, NH, OR, RI, WA, or VT. There are plans available in NJ and NY, but they have different benefits, rates and the sales distribution is restricted.
 
Disclaimer. This is limited indemnity insurance coverage. It is not major medical coverage and it is not intended to replace other major medical coverage. This web site is a brief description of the Med Sense Guaranteed Association discount and lifestyle benefits for members offered by Health Essential. The exact provisions are contained in the Fulfillment Materials that will be issued to the Med Sense Guaranteed Association members upon enrollment. These are not insurance benefits. These are association discount and lifestyle benefits.