|
|
Annuities
|
|
Company Name
|
Product Name
|
AM Best Rating
|
Guaranteed Interest
|
Min Gtd Rate
|
Term
|
Surrender Period
|
Issue Ages
|
Minimum Premium
|
Notes
|
|
AIG
|
Set Rate 5
|
A+
|
closed
|
2.00%
|
5
|
7,6,5,4,3,2,1
|
0-85
|
$5,000
|
|
|
Am. National
|
MYG 3
|
A+
|
closed
|
1.50%
|
3
|
8,8,8
|
0-85
|
$5,000
|
note
|
|
ING USA
|
Multiset Plus 3
|
A+
|
closed
|
1.50%
|
3
|
7,7,7
|
0-90
|
$5,000
|
|
|
Jefferson Pilot
|
Gold 5
|
A++
|
closed
|
3.00%
|
5
|
8,8,7,6,5
|
0-85
|
$10,000
|
|
|
Lincoln Benefit
|
Tactician Plus-9
|
A+
|
7.40/3.40^
|
2.00%
|
9
|
8,8,8,7,6,5,4,3,2*,1 +/- MVA
|
0-90
|
$5,000
|
note
|
|
North American
|
Guarantee 8
|
A
|
7.40/3.40%
|
3.00%
|
8
|
9,8,7,6,5,4,3,*2,1
|
0-85
|
$10000
|
|
|
AIG
|
HorizonMYG
|
A+
|
7.00/3.00
|
2.00%
|
6
|
9,9,8,7,6,5,4,3,2 +/-MVA
|
0-85 (70 Q)
|
$5,000
|
|
|
AIG
|
UltraXtra
|
A+
|
5.75*
|
2.00%
|
1
|
8,8,7,6,5,4,2
|
0-85
|
$5,000 NQ
|
note
|
|
Physicians Life
|
Vista Custom Dir.8
|
A
|
5.65/3.65%
|
3.00%
|
8
|
9,9,8,7,6,5,4,3,*2,1
|
0-75
|
$2000
|
|
|
Am. National
|
MYG 9
|
A+
|
5.55/3.55%
|
1.50%
|
9
|
8,8,8,7,6,5,4,3,2*,1+/- MVA
|
0-85
|
$5,000
|
note
|
|
F&G Life
|
Platinum Plus 10
|
A
|
5.50/4.50
|
1.50%
|
10
|
9,8,7,6,5,4,3,2,1,1 +/-MVA
|
0-90
|
$5,000
|
note
|
|
ING USA
|
Multiset Plus 10
|
A+
|
5.50/3.50
|
1.50%
|
10
|
7,7,7,6,5,4,3,2,1 +/-MVA
|
0-90
|
$5,000
|
note
|
|
Fort Dearborn
|
Wealth Fort. 7MVA
|
A
|
5.40/3.40
|
2.00%
|
7
|
8,8,7,6,5,4,3,*2,1 +/-MVA
|
0-85
|
$10000
|
note
|
|
Jefferson Pilot
|
Pilot Plus
|
A++
|
5.30/3.00%
|
3.00%
|
1
|
9,8,7,6,5,4.5,3.5,2.5,1.5,0.75
|
0-85
|
$5,000
|
note
|
|
Physicians Life
|
Vista Custom Dir.10
|
A
|
5.25/3.75%
|
3.00%
|
10
|
9,9,8,7,6,5,4,3,2,1
|
0-75
|
$2000
|
|
|
G.E. Capital
|
Cap. Prov. 7/10-2
|
A+
|
5.25 (2.50 2ND. YR)
|
2.00%
|
2
|
7,7,7,6,5,4,3
|
0-100
|
$5,000
|
note
|
|
Jefferson Pilot
|
Gold 7
|
A++
|
5.15/3.15%
|
3.00%
|
7
|
8,8,7,6,5,4,3
|
0-85
|
$10000
|
|
|
Am. National
|
Citadel Seven
|
A+
|
5.15*
|
2.00%
|
1
|
7,7,7,6,5,4,2
|
0-85
|
$5000 NQ
|
note
|
|
Integrity Life
|
Momentum Adv.10
|
A+
|
5.10/4.35
|
1.50%
|
10
|
8,8,7,7,6,6,5,5,4,4 +/-MVA
|
0-83
|
$20000
|
note
|
|
Integrity Life
|
Momentum Adv. 7
|
A+
|
4.90/4.15
|
1.50%
|
7
|
8,8,7,7,6,6,5 +/-MVA
|
0-85
|
$20000
|
note
|
|
Lincoln Benefit
|
Tactician Plus-8
|
A+
|
4.85/3.35^
|
2.00%
|
8
|
8,8,8,7,6,5,4,3*,2,1 +/- MVA
|
0-90
|
$5,000
|
note
|
|
Am. National
|
MYG 7
|
A+
|
4.80/3.80%
|
1.50%
|
7
|
8,8,8,7,6,5,4,3,2,1
|
0-85
|
$5,000
|
note
|
|
Principal Life
|
Select 10
|
A+
|
4.80/3.80
|
3.00%
|
10
|
7,7,7,6,6,5,5,5,4,4 +/-MVA
|
0-95
|
$5000
|
note
|
|
Principal Life
|
SPDA Plus
|
A+
|
4.80*
|
2.00%
|
1
|
6,6,6,5,4,3,2
|
0-95
|
$5000
|
|
|
RBC Insurance
|
Value Master MVA
|
A
|
4.75*
|
3.00%
|
1
|
10,9,8,7,6,5,4,3,2,1
|
0-85
|
$5,000
|
|
|
ING USA
|
Multiset Plus 7
|
A+
|
4.70/3.70
|
1.50%
|
7
|
7,7,7,6,5,4,3 +/-MVA
|
0-90
|
$5,000
|
note
|
|
MONY
|
FPDA 8
|
A
|
4.65/3.65%
|
3.00%
|
1
|
9,8,7,6,5,4,3,1
|
0-90
|
$10000 NQ
|
|
|
Principal Life
|
Select 7
|
A+
|
4.65/3.65
|
3.00%
|
7
|
7,7,7,6,6,5,5 +/-MVA
|
0-95
|
$5000
|
|
|
Lincoln Benefit
|
Sure Horizon
|
A+
|
4.65* <100K/5.65* 100K plus
|
2.00%
|
1
|
8,8,7,6,5,4
|
0-90
|
$3000 or $100 mo. PAC
|
note
|
|
ING USA
|
Max Guarantee 10
|
A+
|
4.65
|
1.50%
|
10
|
9,8,7,6,5,4,3,2,1 +/- MVA
|
0-85
|
$50,000
|
note
|
|
Am. National
|
MYG 10
|
A+
|
4.60/3.60%
|
1.50%
|
10
|
8,8,8,7,6,5,4,3,2,1*+/- MVA
|
0-85
|
$5,000
|
note
|
|
F&G Life
|
Platinum Plus 7
|
A
|
4.60/3.60
|
1.50%
|
7
|
9,8,7,6,5,4,3 +/-MVA
|
0-90
|
$5,000
|
note
|
|
Fort Dearborn
|
Wealth Fort. 6MVA
|
A
|
4.55/3.55
|
2.00%
|
6
|
8,8,7,6,5,4,*3,2,1 +/- MVA
|
0-85
|
$10,000
|
note
|
|
Lincoln Benefit
|
Tactician Plus-10
|
A+
|
4.50/3.50^
|
2.00%
|
10
|
8,8,8,7,6,5,4,3,2,1* +/- MVA
|
0-90
|
$5,000
|
note
|
|
F&G Life
|
Platinum Plus 5
|
A
|
4.50/3.50
|
1.50%
|
5
|
9,8,7,6,5 +/-MVA
|
0-90
|
$5,000
|
note
|
|
ING USA
|
Max Guarantee 8
|
A+
|
4.50
|
1.50%
|
8
|
9,8,7,6,5,4,3,2 +/- MVA
|
0-85
|
$50,000
|
note
|
|
F&G Life
|
Platinum 10
|
A
|
4.50
|
1.50%
|
10
|
9,8,7,6,5,4,3,2,1,1 +/-MVA
|
0-90
|
$5,000
|
note
|
|
Integrity Life
|
Momentum Adv. 5
|
A+
|
4.40/3.65
|
1.50%
|
5
|
8,8,7,7,6 +/-MVA
|
0-86
|
$20000
|
note
|
|
AIG
|
Set Rate 10
|
A+
|
4.40/3.40%
|
2.00%
|
10
|
7,6,5,4,3,2,1
|
0-85
|
$5,000
|
|
|
Fort Dearborn
|
Wealth Fort. 9MVA
|
A
|
4.40/3.40
|
2.00%
|
9
|
8,8,7,6,5,4,3,2,1 +/-MVA
|
0-85
|
$100,000
|
note
|
|
Am. National
|
MYG 5
|
A+
|
4.35/3.35%
|
1.50%
|
5
|
8,8,8,7,6,5,4,3,2,1
|
0-85
|
$5,000
|
note
|
|
Principal Life
|
Select 5
|
A+
|
4.35/3.35
|
3.00%
|
5
|
7,7,7,6,6 +/-MVA
|
0-95
|
$5000
|
|
|
Lincoln Benefit
|
Tactician Plus-7
|
A+
|
4.30/3.30^
|
2.00%
|
7
|
8,8,8,7,6,5,4*,3,2,1 +/- MVA
|
0-90
|
$5,000
|
note
|
|
Physicians Life
|
Vista Custom Dir.5
|
A
|
4.30/3.30*
|
1.50%
|
5
|
9,9,8,7,6,* 5,4,3,2,1+/-MVA
|
0-75
|
$5000
|
note
|
|
RBC Insurance
|
3+3 Master
|
A
|
4.25* (3.25 YR. 2&3)
|
3.00%
|
3
|
7,7,7,6,4,2
|
0-85(70 PA)
|
$5,000
|
|
|
Travelers
|
TTM 10
|
A++
|
4.25%
|
3.00%
|
10
|
7,6,5,4,3,2,1
|
0-85
|
$5,000
|
|
|
Physicians Life
|
Vista Custom Dir.4
|
A
|
4.20/3.20*
|
1.5%
|
4
|
9,9,8,7,*6,5,4,3,2,1+/-MVA
|
0-75
|
$5000
|
note
|
|
ING USA
|
Max Guarantee 6
|
A+
|
4.20
|
1.50%
|
6
|
9,8,7,6,5,4 +/- MVA
|
0-85
|
$50,000
|
note
|
|
Lincoln Benefit
|
Tactician Plus-5
|
A+
|
4.10/3.10^
|
2.00%
|
5
|
8,8,8,7,6*,5,4,3,2,1 +/- MVA
|
0-90
|
$5,000
|
note
|
|
Jefferson Pilot
|
Gold 6
|
A++
|
4.10/3.10%
|
3.00%
|
6
|
8,8,7,6,5,4
|
0-85
|
$10,000
|
|
|
Am. National
|
Citadel Five
|
A+
|
4.10*%
|
2.00%
|
1
|
7,7,7,6,5
|
0-85
|
$5000
|
|
|
Am. National
|
MYG 6
|
A+
|
4.10%
|
1.50%
|
6
|
8,8,8,7,6,5,4,3,2,1
|
0-85
|
$5,000
|
note
|
|
Am. National
|
MYG 8
|
A+
|
4.10%
|
1.50%
|
8
|
8,8,8,7,6,5,4,3*,2,1+/- MVA
|
0-85
|
$5,000
|
note
|
|
Integrity Life
|
Momentum Adv. 4
|
A+
|
4.05/3.30
|
1.50%
|
4
|
8,8,7,7 +/-MVA
|
0-86
|
$20000
|
|
|
Physicians Life
|
Vista Custom Dir.3
|
A
|
4.00/3.00*
|
1.5%
|
10
|
9,9,8,*7,6,5,4,3,2,1 +/-MVA
|
0-75
|
$5000
|
note
|
|
Physicians Life
|
Vista Custom Dir.6
|
A
|
4.00/3.00%
|
3.00%
|
6
|
9,9,8,7,6,5,*4,3,2,1
|
0-75
|
$2000
|
|
|
Fort Dearborn
|
Gold Fortifier
|
A
|
4.00*
|
2.00%
|
1
|
9,9,8,7,6,5,4,2
|
0-95
|
$5,000
|
note
|
|
Allianz
|
Dominator 10
|
A++
|
4.00%
|
3.00%
|
10
|
10,9,8,7,6,5,4,3,2,1
|
0-85
|
$20,000
|
|
|
United of Omaha
|
Ultra Annuity - 1 yr
|
A
|
4.00%
|
2.00%
|
1
|
7,7,7,6,4,2
|
0-89
|
$5000
|
|
|
Travelers
|
TTM 7
|
A++
|
4.00%
|
3.00%
|
7
|
7,6,5,4,3,2,1
|
0-85
|
$5000
|
|
|
ING USA
|
Max Guarantee 5
|
A+
|
4.00
|
1.50%
|
5
|
9,8,7,6,5 +/- MVA
|
0-85
|
$50,000
|
note
|
|
F&G Life
|
Platinum 7
|
A
|
3.90
|
1.50%
|
7
|
9,8,7,6,5,4,3 +/-MVA
|
0-90
|
$5,000
|
note
|
|
Travelers
|
TTM 6
|
A++
|
3.85%
|
3.00%
|
6
|
7,6,5,4,3,2,1
|
0-85
|
$5000
|
|
|
AIG
|
Set Rate 9
|
A+
|
3.80%
|
2.00%
|
9
|
7,6,5,4,3,2,1
|
0-85
|
$5,000
|
|
|
North American
|
Builder 10
|
A
|
3.80 to 4.70
|
3.00%
|
10
|
8,8,8,8,8,8,6,4,2
|
0-90
|
$10,000
|
note
|
|
Physicians Life
|
Vista Custom Dir.9
|
A
|
3.75%
|
3.00%
|
9
|
9,9,8,7,6,5,4,3,2,*1
|
0-75
|
$2000
|
|
|
Allianz
|
Dominator 9
|
A++
|
3.75%
|
3.00%
|
9
|
10,9,8,7,6,5,4,3,2
|
0-85
|
$20,000
|
|
|
Lincoln Benefit
|
Tactician Plus-6
|
A+
|
3.70^
|
2.00%
|
6
|
8,8,8,7,6,5*,4,3,2,1 +/- MVA
|
0-90
|
$5,000
|
note
|
|
F&G Life
|
Platinum 5
|
A
|
3.60`
|
1.50%
|
5
|
9,8,7,6,5 +/-MVA
|
0-90
|
$5,000
|
note
|
|
Travelers
|
TTM 5
|
A++
|
3.60%
|
3.00%
|
5
|
7,6,5,4,3,2,1
|
0-85
|
$5,000
|
|
|
ING USA
|
Multiset Plus 5
|
A+
|
3.60
|
1.50%
|
5
|
7,7,7,6,5 +/-MVA
|
0-90
|
$5,000
|
note
|
|
Zurich Kemper
|
Classic II
|
A
|
3.55%
|
3.00%
|
6
|
7,7,6,5,4,2
|
0-85
|
$5000
|
note
|
|
Allianz
|
Dominator 8
|
A++
|
3.50%
|
3.00%
|
8
|
10,9,8,7,6,5,4,3
|
0-85
|
$20,000
|
|
|
North American
|
Guarantee 6
|
A
|
3.45%
|
3.00%
|
6
|
10,9,8,7,6,5,*4,3,2,1
|
0-85
|
$10000
|
|
|
Fort Dearborn
|
Wealth Fort. 5MVA
|
A
|
3.45
|
2.00%
|
5
|
8,8,7,6,5,*4,3,2,1 +/-MVA
|
0-85
|
$10,000
|
note
|
|
Physicians Life
|
Vista Custom Dir.7
|
A
|
3.40%
|
3.00%
|
7
|
9,9,8,7,6,5,4,*3,2,1
|
0-75
|
$2000
|
note
|
|
AIG
|
Set Rate 8
|
A+
|
3.40%
|
2.00%
|
8
|
7,6,5,4,3,2,1
|
0-85
|
$2000 Q
|
|
|
Allianz
|
Dominator 7
|
A++
|
3.30%
|
3.00%
|
7
|
10,9,8,7,6,5,4
|
0-85
|
$20,000
|
|
|
Am. National
|
MYG 4
|
A+
|
3.25%
|
1.50%
|
4
|
8,8,8,7
|
0-85
|
$5,000
|
note
|
|
RBC Insurance
|
Benefit Master
|
A
|
3.25%
|
3.00%
|
1
|
7,6,5,4,3,2,1
|
0-85 (75 PA)
|
$5,000
|
note
|
|
AIG
|
FPDA Plus III
|
A+
|
3.25%
|
3.00%
|
1
|
8,7,6,5,4,3,2
|
0-85
|
$500
|
|
|
G.E. Capital
|
Cap. Prov. 5/10
|
A+
|
3.15/2.90
|
2.00%
|
5
|
6,6,6,6,3
|
0-100
|
$5,000
|
note
|
|
Allianz
|
Dominator 6
|
A++
|
3.15%
|
3.00%
|
6
|
10,9,8,7,6,5
|
0-85
|
$20,000
|
|
|
AIG
|
Set Rate 7
|
A+
|
3.05%
|
2.00%
|
7
|
7,6,5,4,3,2,1
|
0-85
|
$5,000
|
|
|
Allianz
|
Dominator 5
|
A++
|
3.00%
|
3.00%
|
5
|
10,9,8,7,6
|
0-85
|
$20,000
|
|
|
Fort Dearborn
|
Wealth Fort. 4MVA
|
A
|
3.00%
|
2.00%
|
4
|
8,8,7,6,*5,4,3,2,1
|
0-85
|
$10000 NQ
|
note
|
|
Travelers
|
T-Flex
|
A++
|
3.00%
|
3.00%
|
1
|
7,7,7,7,7
|
0-85
|
$1,000
|
|
|
AIG
|
Fastrak 5
|
A+
|
2.60%
|
2.00%
|
5
|
7,7,6,5,3
|
0-90
|
$5,000
|
note
|
|
G.E. Capital
|
Cap. Prov. 7/10-5
|
A+
|
2.00%
|
2.00%
|
5
|
7,7,7,6,5,4,3
|
0-100
|
$5,000
|
|
Information is not meant to be a full representation of products or carriers. Please call or contact the annuity team for more information and to confirm rates at (801) 363-1215 x125 or email cort@stonehill.net
|
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